Most insurance companies have voluntary health insurance in their arsenal. - or VHI. Different companies offer programs of varying scope and cost. The Sogaz VHI company also has a list of its services.
The Sogaz company has long established itself in the Russian market and firmly occupies a leading position in the sales segment of voluntary health insurance policies. What are the features of this company’s VHI policy, what does it offer to corporate clients, and what has it prepared for individuals? How can I get a policy this year, and how much will it cost? Let's try to figure it out.
The insurance system is financed from the federal budget and comes from the compulsory medical insurance system, and voluntary insurance only carries an additional burden. Previously, this procedure was prescribed in the law on health insurance for Russians.
A VHI policy allows citizens who have signed up for it to qualify for additional medical services in addition to those provided for by the basic compulsory medical insurance policy.
Important! Additional insurance rates are regulated by general insurance rules. This type of insurance can cover any medical services listed by the insurer.
In addition, there are special service packages that are selected by the customer himself, who considers it necessary to insure certain risks.
Any insurance - This is a form of public health protection, but compulsory insurance - This is free help provided by the government. In contrast, voluntary insurance is based on commercial principles and is paid out of the pockets of the insured persons.
Many people are interested in how advisable is double insurance? That is, why do you need a VHI policy if you still have to apply for compulsory medical insurance?
Difference of concepts
Voluntary health insurance - a type of insurance coverage that provides for medical services prescribed in the insurance program.
The purpose of VHI is to pay for medical services upon the occurrence of an insured event and by analogy with compulsory insurance.
Important! The compulsory medical insurance system allows you to receive only the most necessary medical services, the list of which is specified by law. But under a voluntary health insurance policy, the scope of services is practically unlimited.
The client chooses the services he needs within the framework of VHI solely based on his financial capabilities.
VHI policy is divided into two types:
- base;
- extended.
During the conclusion of the contract, a list of those clinics is formed in which the policy owner can receive medical care. Typically, insurance companies try to offer clients the best clinics in the largest cities of Russia.
Important! Medical services provided under the policy include not only medical, diagnostic and dental care, but also preventive and therapeutic measures.
If necessary, the policy can be issued only to cover medical measures in the event of certain critical illnesses. Some of them may require expensive and lengthy treatment, so applying for voluntary health insurance can be a promising investment.
Pros of design
The need for a VHI policy arises when compulsory medical insurance is not able to cover the patient’s medical expenses. For example, during the course of an illness, a person goes to the hospital and receives an appointment, then undergoes all the necessary treatment within the framework of the compulsory medical insurance policy. The subtlety is that all this happens exclusively within the narrow framework of the scope of services provided for by the compulsory medical insurance policy. And, as a rule, it does not include additional diagnostic procedures or surgical interventions beyond the most necessary.
Therefore, an ordinary patient, in the process of treating an illness, often pays extra money for those services that he considers necessary to add to those prescribed under compulsory medical insurance.
Important! This is also due to the insufficient equipment of most public hospitals. Often, critical diagnostic equipment is either outdated or completely missing. And if you consider that in municipal hospitals there are several hundred patients for every doctor, and in order to get an appointment, you need to stand in a long line at the reception (even if there is an electronic appointment - this does not always save), and then in the office, then there can be no talk of any individual approach.
What does the policy provide? Purchasing a voluntary health insurance policy provides the opportunity to:
- be treated in private institutions with modern and high-quality equipment;
- receive individual consultations from the best doctors without waiting in line;
- if necessary, call an ambulance;
- Get vaccinated on time.
Most insurance companies offer customers 24/7 technical support. The list of available services depends on the type of program that the policy owner has chosen. Additionally, you can include dental services in the policy, provide for pregnancy management or a range of services for a child. You can choose a family doctor and he will be assigned to the family of the policy owner.
Insurance service standards
In 2018, the field of voluntary insurance is regulated by general regulations, mainly the Civil Code of the Russian Federation. Voluntary insurance is based on an agreement concluded between the policyholder and the insurer. The policyholder pays the premiums established in the document, the insurer in return pays compensation in the event of illness or injury - as an insured event.
The Civil Code specifies only the parties to the contract, the terms of its validity and the list of insured events, as well as the amount of coverage. All other conditions are established by the contract and internal rules of the company.
VHI from Sogaz
Before concluding an agreement with an insurance company, you need to familiarize yourself with the programs offered by the insurer and choose the one that suits you. Sogaz specializes in registration of voluntary health insurance for organizations. Individuals are offered only accident insurance.
A corporate policy acquires its value depending on:
- number of insured employees;
- size of the organization;
- volume of services and class of the selected program.
The price of the policy for individuals consists of:
- insurance programs and list of services;
- the region where the policy is issued;
- the number of participants included in the contract (up to 6 people can be included here, that is, the whole family).
An individual can buy a policy not only for himself, but also for third parties.
Instructions for registration
The Sogaz company does not provide its clients with the opportunity to apply for a VHI policy online. In order to draw up an insurance contract, you will have to personally go to a branch of the company. Office addresses in each region can be found by contacting Unified information center (8-800-333-0-888).
When visiting the office, a Sogaz specialist will advise the client in detail about the features of insurance programs and help them choose the best one. This will be followed by a consultation on the procedure for concluding a contract and its nuances.
Important! At this stage, you need to study each clause of the contract in detail, because signing means full acceptance of the terms. If disagreements arise with the policyholder, it will most likely not be possible to challenge the transaction once the contract has been signed.
After the contract is concluded, the client pays the insurance premium (sometimes it is provided in installments). The buyer is issued a temporary policy and a date is set for receiving a permanent one. its production usually takes from 15 to 30 days.
Required documents
To obtain VHI, a basic package of documents is provided, which includes:
- application form;
- applicant's passport;
- for citizens of other countries - a document proving the legality of being on the territory of the Russian Federation;
- SNILS;
- when applying for a children's policy - a document confirming the legality of the representation.
If you are going to get a basic policy, then you may not need any other papers.
The final decision on the package of documents is made by a company employee after evaluating the questionnaire.
Important! Insurer specialists have the right to request a health certificate from the client taking out the policy.
The more services the insurance includes, the more attentively the insurer’s representatives will pay attention to the client’s health at the time of contact.
In some cases, the company may refuse to issue a VHI policy. The reason for a negative decision may be serious illness, old age, or refusal to provide medical documents.
What happens after the policy is issued?
How to use it? What should you do if you need medical care and you have a VHI policy?
- If you need advice or urgent help, you need to call the hotline 8-800-333-4419.
- When a client requires elective hospitalization, it is worth contact the doctor-curator whose contacts are indicated in the policy.
- If necessary, you need to make an appointment or call a doctor at home. All you have to do is call the registration department, and don’t forget your insurance policy and passport for your visit.
Upon your visit to the clinic, the insurer must provide a letter of guarantee guaranteeing payment for the services received.
List of clinics
The Sogaz company has concluded contracts with 5,700 medical institutions - both in Russia and abroad. About 500 of them operate in the capital, another 5,000 - in Russian regions and 200 - in foreign countries.
Important! The list of Sogaz partners includes 1,500 polyclinics, 1,600 dental clinics, 1,300 inpatient hospitals and 500 sanatorium and resort organizations.
The company has its own medical center, consisting of 3 clinics and providing an extensive range of services.
Upon receipt of the policy, the insured person receives a complete list of clinics that can be contacted if an insured event occurs.
What services are included in the policy?
What is included in the list of services of a voluntary health insurance policy? If VHI is concluded on standard terms, then there are 4 types of it:
- Providing services within outpatient clinics and clinics - involves the client receiving services according to the list provided for in the basic program.
- Hospital care - the company pays for hospital stay.
- Comprehensive service - provision of a set of services from the first two packages.
- Integrated service with full liability of the insurer - involves extended service.
You can add to the VHI program:
- ambulance and emergency services;
- treatment in sanatoriums;
- recovery and rehabilitation measures.
VHI policy price
How much does health insurance cost, and how do you find out what is included?
Login to your personal account on the SOGAZ website
The cost of each voluntary health insurance policy of the Sogaz company is calculated individually and therefore is not indicated on the official website. There are a number of factors that influence the pricing of a policy, but a rough idea of the price of a voluntary health insurance package can be obtained by looking at the basic health and life insurance programs.
Table 1. Standard VHI program packages in SOGAZ.
| Insurance program | Age groups | Risks | Cost of the policy (rubles) with an insured amount of 30,000 rubles. | |
| Temporary disability, disability, death | Disability, death | |||
| "Persona Economy" | 18-60 years | + | - | 240 |
| - | + | 120 | ||
| Under 18 and over 61 years old | + | - | 300 | |
| - | + | 150 | ||
| "Persona Special" | 18-60 years | + | - | 324 |
| - | + | 162 | ||
| Under 18 and over 61 years old | + | - | 396 | |
| - | + | 180 | ||
| "Persona Universal" | 18-60 years | + | - | 300 |
| - | + | 150 | ||
| Under 18 and over 61 years old | + | - | 480 | |
| - | + | 240 | ||
| "Persona Antiklesch" | 18-60 years | + | - | 330 |
| - | + | 150 | ||
| Under 18 and over 61 years old | + | - | 420 | |
| - | + | 210 | ||
Conclusion
The cost and scope of VHI services can vary significantly. For example, a basic policy will be several tens of thousands of rubles cheaper than its premium counterpart. Taking out a voluntary health insurance policy is becoming increasingly popular, because the benefit is obvious: the cost of the services received will be several times higher than the cost of the policy.
Registration of VHI from Sogaz means highly qualified medical care at any convenient time.
In contact with
Insurance organizations issuing compulsory medical insurance policies are required to be registered in the Russian Compulsory Medical Insurance Fund system. Sometimes this does not happen and a person seeks medical help and is refused. In addition, if you change your job or place of residence, the insurance certificate may also undergo changes, so it is necessary to check its validity. Not to mention situations when you simply need to give the number in a medical institution, but there is no form at hand.
Sample policies
To check if your policy is valid, you can:
- Look at the form itself - its validity period and the start and end dates of the insurance period are printed directly on the form or on the card (depending on the form of the document).
- Contact your insurance company. To do this, you need to call or use online resources (like your personal account), and give your full name and number on the card for verification.
- Come to a medical facility and present your document.
How to find out your compulsory medical insurance policy number online by last name
It is impossible to find out the compulsory medical insurance number solely by last name.– at the state level there is not yet a common database of insurance certificates from which this information would be freely provided to the population. However, there are territorial compulsory medical insurance registries where this possibility is implemented.
Unfortunately, one last name may not be enough - government resources may require additional information (date of birth, residential address, etc.)
There are many third-party sites where you can find out your insurance certificate number by first and last name. However, do not forget that their use may lead to the theft of personal data; this should be taken into account; if you use a third-party service that is not recommended by us, then be extremely careful. The most popular and proven service is available by clicking the “Check” button.
The algorithm is the same everywhere:
- Select a tab.
- Enter the information you have into the required window.
- Click "Search".
You can use other online resources of regional compulsory medical insurance funds. Usually it is enough to simply enter the document number in the appropriate column for verification and all the necessary information will be on the screen.
Also, some insurance companies implement a similar search for their clients (if a person simply forgot the number) on their websites.
How to find out an insurance company by compulsory medical insurance policy number
Data about which company the policy is registered with is stored in the Federal Compulsory Medical Insurance Funds. This is where you should look if you need to find out about the insurance company.
This can be done through the standard verification form:
Need to:
- Select which type of document is new or old.
- Enter a 16-digit number or series and number.
- Click "Check".
- All available information about the policy will be displayed on the screen.
Check your compulsory medical insurance policy online
Important! The name of the insurance company may not be in it, since only the regional Compulsory Medical Insurance Funds themselves determine what data may be available to the population.
Current legislation provides for the possibility of using 3 formats of compulsory medical insurance policies - in the form of a green plastic card, a blue A5 sheet and an electronic document. A unique number is attached to each of them, which serves to identify the policy in the registry. In what cases may you need to know the compulsory medical insurance policy number? What online services can I use for this? We will try to answer these and other questions in this article.
In what cases is a policy number required?
The citizen receives the policy number along with the document itself from the insurance company. It is necessary for identification in the insurance system. Knowing the policy number may be required in the following cases:
- Request from a public clinic. If it is not possible to present the compulsory medical insurance policy directly, you can give its identification number;
- Reality check. Knowing the number, you can check whether this policy is valid and whether it can be used to receive medical services (relevant for persons temporarily residing in the territory of the state);
- Receiving government services.
Practice shows that the number is rarely used and is usually not indicated even when filling out applications in medical institutions. In addition, no organization, including the CMO, has the right to disclose such data, so if you need to find out the number and series of such a document, you will have to rely on your own strength, for example, using well-known Internet services.
Internet services for checking
The presence of such services on the Internet is extremely useful for citizens who, for example, due to circumstances, find themselves in another city and are forced to seek medical help, but do not have a compulsory medical insurance policy with them. How can you find out the compulsory medical insurance document number in this case? This is where electronic resources can help. Clarifying information via the Internet has several advantages, which include not having to leave your home or office, saving time and effort.
Service No. 1
Internet portal "Insured event". With its help, you can find out the document number by last name, first name, patronymic, date of birth, gender, registration address. There are several ways to obtain information on the site. The advantages of the service include quick receipt of information of interest, four windows for entering information (depending on the available information), as well as instant data processing.
Service No. 2
Website of the Moscow City Compulsory Medical Insurance Fund. It provides the opportunity to check the validity of the old and new document. In the first case, you will need to indicate the series (6 digits) and number (10 digits), in the second - the identification number (16 digits). The advantages of this service include the ability to check different types of compulsory medical insurance policies, an intuitive interface and design, as well as high speed of obtaining the information of interest. The disadvantage is the inability to obtain information by indicating the last name and other general information about the owner of the document.
Service No. 3
Internet portal of a regional fund, for example, Khabarovsk Compulsory Medical Insurance Fund. Through it you can check the registration or validity of the mandatory insurance policy required to receive medical services. To use it, you will need to indicate your last name, policy number, code from the picture (for verification) and give your consent to the transfer of personal data to the site. Persons registered only in a given subject of the Russian Federation can check the data on the regional MHIF portal. The advantage of using this service is the ability to obtain information about the procedure for obtaining a permanent policy by indicating the number of the temporary certificate. All information about the documents appears on the screen after entering the requested data and pressing the “Check” electronic key.
Unified electronic database of policies
Back in 2016, deputy V. Sysoev sent an appeal to the Minister of Health V. Skvortsova to create a unified electronic database of compulsory medical insurance and voluntary health insurance policies, which would relieve citizens of the need to always carry with them a document confirming the right to receive free medical care. The database of valid insurance certificates must contain information about all compulsory medical insurance policies valid in the state. It does not matter to whom the document was issued - a citizen of the Russian Federation, a foreigner, a refugee or a stateless person temporarily staying in Russia. To obtain information about the registration of a compulsory medical insurance policy, its validity and the activities of the insurance organization that issued it, you will only need to indicate the surname of the owner of the document.
The first deputy chairman of the State Duma Committee on Information Policy, Information Technologies and Communications, Vadim Dengin, said in the same year that creating such a system would not require large financial and time investments, but despite these words, the initiative of Deputy Sysoev remained an initiative. In fact, in the health insurance market, each organization has its own established base, and the transition to a unified accounting system will require the assistance of each insurance company.
Conclusion
You can find out the document number using personal data on the websites of compulsory health insurance funds or specialized services. Timely receipt of information about the compulsory medical insurance policy will allow you to replace it (if necessary), as well as choose another insurance company if the previous organization has ceased its activities.
Despite all the complaints about the compulsory health insurance system in our country, there are no alternatives to it. It is not easy to find people in our country who would not use it at least once in their lives.
Every person wants to be sure that his policy remains valid, capable of helping him out in difficult times.
Only this can explain why almost ten thousand people over the last month have been interested in the Yandex search engine on how to check a compulsory medical insurance policy.
What and where to check
A compulsory medical insurance policy is a document confirming that a citizen has concluded an agreement to receive insurance services. Receiving medical services is possible only if you have a valid policy, so you need to know the validity period of your document.
In Russia, three uniform models of medical policies have been established: a universal electronic card, a plastic card or a paper form.
Getting a new one is only necessary if:
- the insured person has changed his first name, last name or patronymic;
- the insurance company that issued the policy has lost its license;
- the insured person has changed his permanent place of residence, since not all compulsory medical insurance policies are valid throughout Russia.
Also, if the policyholder is the employer, then when changing jobs, the policy must be replaced.
It contains the following information:
- Document validity period
- Unique number.
- Information about the insured person.
- Information about being assigned to a specific clinic.
- Information about the insurance company.
To check, you need to know the number and series of the document; on some regional MHIF portals, it is also possible to check the policy by full name and passport data.
The most common verifications are by number and last name.
As a rule, the validity of health insurance is not limited, but there are a number of cases when you need to make sure whether it is valid or not.
insurance company information
If you need to check your insurance policy, it would be useful to know about the insurance company that issued it.
All official information about insurance companies issuing compulsory medical insurance policies is located on the official website of the Federal Compulsory Health Insurance Fund.
You can find information about a specific company by typing its name into the search bar on the website. Or open a list of all insurance companies operating in a particular region and find the one you need there.
In addition to license information, this site also lists the email and customer support phone numbers for each company. Hotline consultants will be able to answer additional questions related to policies, insurance cases and, in general, all issues under the jurisdiction of the Compulsory Medical Insurance Fund.
In other cases, you can check whether the policy is valid using regional services. On the Internet - this is the TFOMS for your territorial entity, for example, the city of Moscow, St. Petersburg, Perm Region or Khabarovsk Territory.
A list of links to verification services is given in the table. It should be noted that not all regional offices are diligent in their responsibilities. Some portals do not have a page with the ability to check or it is under development. We have marked such resources. There are TFOMS, the websites of which are generally impossible to get to. They are also highlighted.
| Code region |
Checking the policy | Region |
|---|---|---|
| Moscow TFOMS | Moscow and Moscow region | |
| 1 | Adyghe RFOMS | Adygea |
| 2 | TFOMS of the Republic of Bashkortostan | Bashkortostan |
| 3 | TFOMS of the Republic of Buryatia | Buryatia |
| 4 | Gorno-Altai TFOMS | Mountain Altai |
| 5 | Dagestan TFOMS | Dagestan |
| 6 | TFOMS of the Republic of Ingushetia no check |
Ingushetia |
| 7 | TFOMS of the Kabardino-Balkarian Republic | Kabardino-Balkarian Republic |
| 8 | TFOMS of the Republic of Kalmykia does not work |
Kalmykia |
| 9 | TFOMS of the Karachay-Cherkess Republic | Karachay-Cherkess Republic |
| 10 | Karelian TFOMS | Karelia |
| 11 | TFOMS of the Komi Republic | Komi |
| 12 | TFOMS of the Republic of Mordovia | Mordovia |
| 13 | TFOMS Mari El | Mari El |
| 14 | TFOMS of the Republic of Sakha (Yakutia) does not work |
Sakha (Yakutia) |
| 15 | TFOMS RSO-A no check |
North Ossetia Alania |
| 16 | TFOMS of the Republic of Tatarstan | Tatarstan |
| 17 | Tuvan TFOMS does not work |
Tuva |
| 18 | Udmurt TFOMS | Udmurt republic |
| 19 | TFOMS of the Republic of Khakassia does not work |
Khakassia |
| 20 | Chechen TFOMS | Chechen Republic |
| 21 | Chuvash TFOMS | Chuvash Republic |
| 22 | Altai TFOMS | Altai region |
| 23 | Krasnodar TFOMS does not work |
Krasnodar region |
| 24 | Krasnoyarsk TFOMS | Krasnoyarsk region |
| 25 | Primorsky TFOMS | Primorsky Krai |
| 26 | Stavropol TFOMS | Stavropol region |
| 27 | Khabarovsk TFOMS | Khabarovsk region |
| 28 | Amur Compulsory Compulsory Compulsory Compulsory Medical Insurance | Amur region |
| 29 | Arkhangelsk TFOMS | Arhangelsk region |
| 30 | Astrakhan TFOMS no check |
Astrakhan region |
| 31 | Belgorod TFOMS INCO-MED |
Belgorod region |
| 32 | Bryansk TFOMS | Bryansk region |
| 33 | Vladimir TFOMS | Vladimir region |
| 34 | Volgograd TFOMS | Volgograd region |
| 35 | Vologda TFOMS | Vologda Region |
| 36 | Voronezh TFOMS | Voronezh region |
| 37 | Ivanovsky TFOMS | Ivanovo region |
| 38 | Irkutsk TFOMS | Irkutsk region |
| 39 | Kaliningrad TFOMS | Kaliningrad region |
| 40 | Kaluga TFOMS | Kaluga region |
| 41 | Kamchatka TFOMS | Kamchatka Krai |
| 42 | Kemerovo TFOMS | Kemerovo region |
| 43 | Kirovsky TFOMS no check |
Kirov region |
| 44 | Kostroma TFOMS | Kostroma region |
| 45 | Kurgan TFOMS | Kurgan region |
| 46 | Kursk TFOMS | Kursk region |
| 47 | Leningrad Compulsory Compulsory Compulsory Compulsory Medical Insurance | Leningrad region |
| 48 | Lipetsk TFOMS | Lipetsk region |
| 49 | TFOMS of the Magadan region | Magadan Region |
| 51 | Murmansk TFOMS | Murmansk region |
| 52 | Nizhny Novgorod TFOMS does not work |
Nizhny Novgorod Region |
| 53 | Novgorod TFOMS | Novgorod region |
| 54 | Novosibirsk TFOMS | Novosibirsk region |
| 55 | Omsk TFOMS no check |
Omsk region |
| 56 | Orenburg TFOMS | Orenburg region |
| 57 | Oryol TFOMS | Oryol Region |
| 58 | Penza TFOMS | Penza region |
| 59 | Perm TFOMS | Perm region |
| 60 | Pskov TFOMS | Pskov region |
| 61 | Rostov TFOMS | Rostov region |
| 62 | Ryazan TFOMS no check |
Ryazan Oblast |
| 63 | Samara TFOMS | Samara Region |
| 64 | Saratov TFOMS | Saratov region |
| 65 | Sakhalin TFOMS | Sakhalin region |
| 66 | Sverdlovsk TFOMS | Sverdlovsk region |
| 67 | Smolensk TFOMS no check |
Smolensk region |
| 68 | Tambov TFOMS no check |
Tambov Region |
| 69 | Tver TFOMS | Tver region |
| 70 | Tomsk TFOMS | Tomsk region |
| 71 | Tula TFOMS | Tula region |
| 72 | Tyumen TFOMS | Tyumen region |
| 73 | Ulyanovsk TFOMS | Ulyanovsk region |
| 74 | Chelyabinsk TFOMS | Chelyabinsk region |
| 75 | TFOMS of the Trans-Baikal Territory | Transbaikal region |
| 76 | Yaroslavl TFOMS | Yaroslavl region |
| 77 | Moscow City Compulsory Medical Insurance Fund | Moscow |
| 78 | St. Petersburg TFOMS | Saint Petersburg |
| 79 | TFOMS JAO no check |
Jewish Autonomous Region |
| 82 | TFOMS Crimea | Crimea |
| 83 | TFOMS YNAO | Nenets Autonomous Okrug |
| 86 | TFOMS of the Khanty-Mansiysk Autonomous Okrug - Ugra no check |
Khanty-Mansiysk Autonomous Okrug - Ugra |
| 87 | Chukotka TFOMS no check |
Chukotka Autonomous Okrug |
| 89 | Yamalo-Nenets TFOMS | Yamalo-Nenets Autonomous Okrug |
| 91 | TFOMS Baikonur does not work |
Baikonur |
| 92 | TFOMS Sevastopol no check |
Sevastopol |
| Federal Compulsory Medical Insurance Fund | Federal Compulsory Medical Insurance Fund |
Sometimes IT specialists from regional offices carry out work on sites and the link address changes. We try to keep track of these changes, but if you find a broken link, leave a message in the comments.
By number
Each compulsory medical insurance policy has its own unique number. For a new document, it consists of 16 digits.
The old-style policy is checked by series and number. Knowing them, you can obtain information about the validity period and insurance organization.
To do this, you need to go to the website of the regional compulsory health insurance fund, necessarily in the region in which the policy was received, and enter the document data.
The site will indicate which insurance company and when the policy was obtained, as well as whether it is currently valid.
All this information can be found by calling the fund's hotline. To do this, you will need to dictate the policy number to the operator.
The easiest way to find the phone number and website of the regional compulsory medical insurance fund is through the federal fund portal.
It is worth noting that checking the policy on services in other regions is impossible. Current information can only be obtained from the fund of the region where this document was received.
By last name
If at the time of the check you do not have the policy in your hands and its number cannot be clarified, and you urgently need to find out its validity period, you can use a personal data check.
To do this, on the website of the regional compulsory health insurance fund, instead of a number, you must enter the last name, first name and passport or birth certificate details of the insured person.
The result will also include information about the insurance company and the date the policy was received.
If no information is found, this means that the document is not valid and needs to be replaced.
It is worth noting that not all regional funds provide the ability to check the compulsory medical insurance policy using the passport details and name of the insured person.
Checking the readiness of the policy
A new compulsory medical insurance policy is issued within one month. For this period, the client is issued a temporary document.
This is a document that has the same force as a permanent policy. It also provides all medical services included in the mandatory list free of charge, but it is valid only until a permanent document is received.
In order to check at what stage of production the new policy is and when it can be received, you need to know the temporary number.
To do this, on the website of the territorial compulsory health insurance fund, you must enter the number of a temporary document consisting of nine characters. Upon request, all information about the readiness of the new policy will be provided.
You can also obtain this information by knowing the passport details and name of the insured person.
Fraud
You should check the validity of compulsory medical insurance policies only on the official portals of territorial compulsory medical insurance funds in order to protect yourself from fraud.
Fraudsters have come up with a new scheme to deceive citizens. When checking the validity of a medical policy, a person receives an offer to receive money unused for medical treatment.
To receive this money, you must pay taxes and organizational expenses, as well as provide bank details.
This is a lie! In accordance with the law on compulsory health insurance, funds for the treatment of patients are allocated only if they go to the hospital.
Therefore, it is impossible to receive funds for the unused right to receive medical services.
Fraudsters take advantage of people's gullibility and ignorance for their own benefit. Be careful.
This is not the only scheme for medical insurance fraud. Therefore, you should be more careful and, in case of any suspicion, check the documents for reality.
Where is the policy number? Every modern citizen of the Russian Federation needs to understand this issue. After all, without a series and policy number, making an appointment with a doctor via the Internet is problematic. Actually impossible. We will also look at the procedure for obtaining the paper being studied. Having understood the basic principles of issuing policies, you can easily receive free medical care in Russia.
Definition
Voluntary insurance
Where is the VHI medical policy number? Usually this question does not cause any difficulties.
The thing is that the series and number of VHI policies are located on the front side of the documents. These, as in previous cases, are digital series. They cannot be confused with other records.
Universal card
Not long ago, a new type of document appeared in Russia - This plastic was supposed to serve as a replacement for some important certificates. For example, as a passport, SNILS and health insurance policy.
Universal cards do not have a series. The number is printed on the front of the plastic, usually in the center. This is the only digital combination on the document.
Accordingly, the medical policy does not have a separate number and series. This is quite normal.
Conclusion
We found out where the compulsory medical insurance policy number is located. What can you say about SNILS?
This paper has a number located at the top of the document on the front side. There is nothing difficult or incomprehensible about this. Therefore, obtaining the information you are interested in is not difficult.
I guess that's all. In reality, everything is much simpler than it seems at first glance. Now we have found out where you can find the series and number of a policy of one type or another.
Important: the document series is missing on new certificate samples. They only have a 16 digit number.