Subsidy to small business under what conditions. Help from the state to small businesses: varieties of subsidies and the procedure for obtaining state support

Instruction

First, find the foundation in your area or city. small Entrepreneurship. They provide grant not register business, obtaining the necessary licenses and evidence, rental of premises, purchase of raw materials and to start production. As a rule, entrepreneurs who are engaged in financial activities, real estate operations, rent and cars, equipment, production and sale of alcohol and tobacco, as well as gambling, are not allowed to participate in such programs.

Next, make a detailed business plan for the development of your small business. Attach documents that are required to participate in the competition. All submitted projects fall on an independent examination. The criteria for which they are evaluated are economic substantiation, scientific and technical novelty, the prospect of market sales.

In order to participate in the program, go through training. Typically, these are courses that are created in the Fund and pass in the form of seminars. The prerequisite for participation in such programs is the lack of debt to the budget of all levels, including tax liabilities. The dimensions of the Grand may be different, as a rule, they do not exceed 300 thousand rubles and cannot be more than 70% of the amount necessary, according to the business plan, development business.

Note that the Grand may be issued entirely, but, that is, parts. First, you will receive a certain amount at the first stage of your project. Only after a detailed report on its use you can count on the next tranche. And remember that most often the money is allocated on development small business in rural, service and creation of consumer goods. The main thing is that you need to carefully work out the potential market of sales, and even better - a decent customer base has already been formed.

Each at least once thought that if he had a material opportunity, it would be possible to open their own business. The state is trying to create, seemingly favorable conditions for the growth of small and medium-sized businesses, these are not only all possible benefits and grants, as well as contests for interesting and profitable business plans among those who want to start a business. However, a lot of points should be taken into account in order to receive free from the state to the development of business, both existing and emerging. Let's deal with how you can get a grant for opening your own business.

Instruction

First you need to get the status of the unemployed. Learn about the Labor Stock Exchange and declare your own business. According to the Self-employment program, the Ministry of Health of the Ministry of Health is distinguished from 58 to 232 thousand as assistance to citizens to implement-sleep and reducing the number of unemployed.

Fill in the necessary questionnaires and go through testing to determine the degree of your guidelines and entrepreneurial skills and characteristics.

Reflect the most accurate article in income and expenses at the start, as well as indicate the growth and development and development of the business with reference to specific dates and the actions of you as the future leader.

Program assistance to individual entrepreneurs - providing the state subsidy in the form of state financing. This is the designated amount of money, which is issued a one-time in the form of encouraging novice businessmen for targeted spending. It can be spent on the purchase of necessary equipment, premises, procurement of raw materials and other goods and services provided for business plan. Financial assistance to the discovery / development of business is a measure that is used by the state in the fight against unemployment. In addition, a successful business is additional contributions to the state budget in the form of tax payments.

Features of the accrual subsidies for IP

The legal entity has the right to arrange subsidies for IP on an irrevocative basis. The resulting amount will not be returned if the tools are expelled in a clear accordance with the objectives of the business plan. This assistance to the state, which is issued to overlapping the financial costs and the incomplete profit of the businessman during the production and sale of goods, the provision of services. Information on the procedure for charging and paying, restrictions and reasons for failures, obtaining the purpose of obtaining can be found in Art. 78 of the budget code. These issues are also governed by the legislation No. 209-FZ (24.07.2007).

Objectives subsidies

Subsidies beginner entrepreneurs can be issued for:

• payment of rental payments;
• purchase of the room;
• registration of a patent and purchase of other intangible assets;
• organization and modernization of jobs;
• repair;
• purchase of raw materials and consumables, these costs provide for about 20% of the believed amount;
• payment of employee training programs;
• updating fixed assets, the acquired equipment cannot be sold in the designated temporary interval, from 1 to 3 years, property should consist on the balance sheet;
• repayment of a bank loan;
• opening a new business case in accordance with the approved business plan.

All relevant spending must be confirmed by reports and documents on spending. The help recipient must agree to the appropriate checks organized by the budget manager. This framework analysis of observance of conditions, goals, order of expenses received by an owner of funds.

Important! Subsidation of the activities related to the release, distribution of tobacco / alcohol products, rental of real estate and equipment rental, the Russian state is not provided.

Types of assistance to individual entrepreneurs

For the development of small / medium-sized businesses such types of assistance are provided:

1. Support existing business. The amount within 25 000 rubles.
2. Opening a new business, with the possibility of regulating the amount of material payments, up to 60,000 rubles.
3. The opening of the business with disabilities, unemployed and one raising child. This amount is within 300,000 rubles.

Terms of financial assistance for the opening of the case

The subsidy for the implementation of the business idea is made up in one-time. It is issued that category of persons who are not employed by the employment center. The applicant presented the following requirements:

• unemployed status;
• the presence of the status of the status "dismissed";
• lack of status of IP;
• it is impossible to be the founder and co-founder of the enterprise.

Registration procedure, step-by-step instructions:

1. Applying for unemployment benefits.
2. Receive consultation with a specialist of the employment center. Clarification of conditions.
3. Statement confirming the desire to open your own business.
4. Testing.
5. Development and writing of the business plan. There are several options here. You can order a ready-made project from a specialist or independently examine the question with the purpose of writing a professional business plan.
6. Submission of documents for subsidy.
7. Check documents submitted by the applicant and analysis of the situation by specialists of the employment center. The decision to pay or the refusal is made by the Director of the Organization in accordance with the Commission's decision.
8. Conclusion of a small business contract in case of a positive decision.
9. Registration IP / LLC.
10. Providing documents to the office of the employment of documents confirming the registration of entrepreneurship.

Documentation. Subsidies to future entrepreneurs may be issued after presenting a package of documents and filling out and signing application forms. In addition to the identity document, you need a certificate from the previous job. Inn, labor book, education certificate will also be required. Application for registration plus an application for the opening of IP applicant will be offered to write in place.

After a citizen who applied for subsidies receives the status of the unemployed, employees of the employment center will offer it to make a savings book. They will also appoint the following meeting and tell the plan of expected events. Next, the applicant must offer and protect a business plan. He must submit a project in electronic and printed form. The document must contain all aspects of future entrepreneurial activities.

The business plan should clearly trace such moments as:

• the purpose of granting subsidies;
• the profitability of the project must necessarily provide the head of expenses and payback;
• planned jobs;
• the ability to attract your own funds of the applicant in the development of the case.

In the appointed date, the Commission meets on the issue of a subsidy to a specific candidate. The decision on the feasibility of paying financial support is made over 60 days. In the case of a positive decision, the applicant will be obliged to sign an agreement on the target spending of finance. After approval of the statement by the management of the Organization, a citizen can begin registration of IP. After the employment center will be provided with copies of tax documents, they will make appropriate charges for a savings book. The contract will be closed only after the entrepreneur provides for review reports and confirmation of the target spending of money.

Important! The subsidy is issued if employees of the employment center will confirm the fact of the impossibility of the employment of the applicant. The analysis is made taking into account the professional skills and level of education.

It is worth noting that subsidies of small and medium-sized businesses are relying if:

• the registration period of the IP is not more than one year;
• the need to spend money throughout the year;
• the need to spend funds exclusively for the implementation of the goals provided for by the business plan.

Important! If when checking it turns out that the payments were spent by an entrepreneur for the needs of an unforeseen business plan, it can be obliged to return the amount paid to him earlier.

After the year after the charges, IP is obliged to provide reports on spending received under the funds program. If he cannot confirm the feasibility of use, any amount, he will be forced to return it. In order to avoid negative consequences, it is necessary to properly plan the implementation of negotiated goals, follow the reporting and collect documents confirming the spending.

List of documents that need to be prepared to obtain a subsidy

A complete set of documents is one of the first grounds for issuing a subsidy. Only on such a basis, a citizen who applied for financial assistance can contribute to the list of applicants. You can only receive government support on a competitive basis. So, the applied individual entrepreneur provides:

• statement of the appropriate sample;
• business plan;
• an extract from EGRIP;
• feasibility study, abbreviated by the feasibility study, which can be used instead of a business plan;
• estimate future costs;
• a questionnaire containing information about the form of business;
• passport of a citizen of the Russian Federation;
• bank certificate confirmation of the availability of an entrepreneur account;
• certificates from the tax authority, other extrabudgetary funds confirming the fact of lack of debt.

No instability in the economy will stop the real entrepreneur before the opening of the business. However, the shortage of money is always becoming a barrier, and sometimes it seems not overcome. But there are no such problems that cannot be solved. You can try to get a state subsidy for the opening of your business. At the level of the legislation, it is recommended to receive a subsidy for opening and supporting small businesses. There is a certain list of assistance that can be obtained from the state:

• subsidies for the unemployed, to open your own business;
• assistance to the development of their own business provided for for beginner businessmen;
• the state may act as a guarantor in a loan or lease agreement;
• partial compensation of interest on loans;
• partial repayment of debt on the leased contract;
• promoting the issuance of a preferential loan;
• reimbursement of the costs that were aimed at participating in fairs or exhibitions;
• preferential taxation.

Subsidies for unemployed

For persons who have lost work, the possibility of obtaining a subsidy for opening its own business is given. To date, you can get about 59 thousand rubles. This type of subsidy is provided free of charge. For help, it is necessary for a person to be registered at the employment center as unemployed and. Some regional offices of the Employment Center offer preliminary brief training the basics of entrepreneurial activity.

Most often help projects that have a social orientation, or suggest the creation of new jobs. It is impossible to get a subsidy if entrepreneurship involves the appeal of alcohol, network marketing or opening of the pawnshop. For each hired employee, you can get an additional 59 thousand rubles.

The only minus, if the business lasts less than 1 year, then state money will have to be returned.

See also: The concept and essence of marketing is simple words, how to apply to your business

Help beginner businessmen

The size of the subsidies in this case is more impressive, about 300 thousand rubles. But to at least have the right to appeal for help, it is necessary that the business has already existed at least 1 year.

We will have to make up and protect your business project. Conditions of state participation in the project 50x50 or 50x70. You can spend money for the purchase of equipment, the acquisition of raw materials or even for rental. The main condition, the enterprise should not be debt on social payments and taxes. Preferably, money is issued for socially significant projects, that is, on a business in the field of health care, domestic services.

Guarantee in contracts

In almost every region there are warranty funds that have the right to guarantee to banks for a particular entrepreneur. Such assistance is provided on a fee basis, you will have to pay about 1.5% of the amount of the transaction, which requires a guarantee. The entrepreneur and the warranty fund must be in the same region.

Partial repayment of interest

Such assistance can be provided to almost any kind of entrepreneurial activity. The amount of compensation depends largely on the refinancing rate, which is valid at the time of assistance, the amount of the loan agreement.

Partial reimbursement of spending on the leased contract

Such a program is provided for mostly for those entrepreneurs who have entered into lease agreements for the purchase of vehicles and production equipment. The size of the partial repayment depends largely on the region. For example, in Moscow you can count on a subsidy of 5 million rubles.

Preferential loans

To become a member of preferential lending, it is necessary to contact the entrepreneurial support fund at the location of the entrepreneur. The amount of assistance may be minimal in 10 thousand rubles, and maybe the maximum is 1 million rubles. On average, credit period is 2 years.

The opening of the business involves considerable financial investments. If the entrepreneur is difficult to accumulate the desired amount of funds, it can resort to the help of the state or individuals. There are special programs to stimulate business development. To participate in them you need to correspond to a number of conditions.

Who can get grants

Who are grants? It depends on the specific program. However, in most cases this is the following list of persons:

• The entrepreneur is unemployed, it consists of accounting at the employment center.
• Entrepreneurs who already have a business, but they wish him to expand.

The funds provided under the program must be spent on the basis of a previously compiled business plan.

Foreign grants are usually provided to those persons who have previously successfully participated in programs. State programs are usually intended for beginners of IP. Preference is given to these categories of persons:

• Graduates of universities.
• Professionals who have fallen under the reduction of the state.
• Employees who have fallen under the reduction of the state.
• Mother single.
• Persons with disabilities.

That is, grants are provided to the most unprotected citizens. However, other citizens can get under the program:

• Persons who already have a business operating at least a year.
• Persons who are developers of innovative technology.
• People who arranged a lease agreement for the purchase of equipment.
• Entrepreneurs participating in exhibitions and fairs.

If the entrepreneur is counting on a grant, when opening a business, it can focus on which areas usually receive financing. 30% of grants are provided to business in the service sector. The state usually finances projects in the following areas:

• Agriculture.
• Education and science.
• Production.
• Subjects, with the introduction of which new jobs are created.

Foreign funds prefer these areas:

• Ecology.
• Culture.
• Economy.

FOR YOUR INFORMATION! The more business entrepreneur suitable under the preferences of the Foundation, the greater the chances of receiving a grant. Experts believe that educational courses, marketing agencies, car repair workshops and other subjects for the provision of services have the greatest chances of financing.

Procedure for obtaining grant

What needs to be done to get a grant? You must pass three steps:

1. Exploring the requirements of a specific fund.
2. Applying an application.
3. Preparation of documents.

Consider all these steps in more detail.

Requirements for applicants

Consider the requirements that are usually presented to applicants:

• Feed a properly executed application.
• Protection of a business project.
• The implementation of the project in accordance with the previously developed documentation.
• Providing a report for speaking funds.

Grant owner should pay special attention to developing a business project and reporting. The first will allow to get financing, the second is to correctly report for the money provided.

Term of consideration of applications

The terms of consideration of applications depends on what kind of grant claims an entrepreneur. They can vary from month to year. You can learn about current grants and deadlines in the Center for Entrepreneurship Development or the Ministry of Economic Development.

Documenting

To obtain a grant, you need to prepare such documents as:

• Request.
• Application form of an entrepreneur and a copy of the passport.
• Confirmation that the person knows the foundations of entrepreneurial activities (for example, a certificate of completion of courses, a diploma of higher education).
• Certificate of registration of IP.
• A document confirming the payment of taxes.
• Paper that face creates jobs.
• Business plan, each item of which is rational and reasonable.

This is a general list of documents. The fund may require additional paper.

When contacting the fund, these recommendations should be taken into account:

• Sometimes the entrepreneur is denied funding due to the fact that the application contains too low amounts. Therefore, it is recommended to overestimate it. When determining the required amount, the Commission's size must be taken into account.
• It should be borne in mind that financing is usually carried out by parts. It should be thought of how one or another part of the funds will be consumed.
• Even if the entrepreneur wins in the competition, it must be borne in mind that funds will be actually issued only in 2-12 months.

To increase the chances of financing, you need to take into account the potential requirements of investors.

How the Commission decides on financing

For consideration of applications, a special commission is created. Her representatives check the documents and business plan provided. To approve the plan, it must correspond to these characteristics:

• The necessary financial indicators and their rational rationale.
• A description of the fact that the invested funds will really work.
• The statement of information in such a way that the Commission understands the prospects for business development, its profitability.
• Specifying financing directions.
• An indication that the entrepreneur is going to create jobs. The more jobs it will create, the greater the chances of receiving subsidies. This is due to the fact that the state is struggling with unemployment, and therefore provides funds first of all those subjects that will allow it to be unemployed.

Getting a grant does not indicate that the business will be opened exclusively for the funds provided. The entrepreneur must have its own capital. It is desirable that it is about 2 times the size of the subsidy.

When the entrepreneur refuses financing

Full compliance with all conditions is not at all a guarantee of receiving a subsidy. The Commission may refuse for these reasons:

• The entrepreneur has already worked in the specified area of \u200b\u200bactivity, but his experience was negative.
• The face in the past was noticed in the irrational use of grant funds.
• The entrepreneur opens up a business in the sphere that is not subject to public financing.

Some destinations of entrepreneurship are not funded. This is due to the fact that they are not considered socially significant, do not stimulate the economic state of the region. For example, these are the following subjects:

• Credit organizations, investment funds, pawnshops.
• Organizations for work with currency.
• Lottery and bookmakers.
• Firm manufacturing goods subject to excise taxes.

The subsidies do not make sense to such enterprises.

Where you can get a grant in 2018

State subsidies are provided by these subjects:

• Committee on Small Entrepreneurship Development.
• Committee of Economic Development.
• Municipalities.
• Industry Committees.
• Department of Entrepreneurship.
• Foundation for the promotion of small businesses in the scientific and technical sphere.

The entrepreneur also can also contact private funds. For example, young startups are funded by Pavel Durov, Yuri Milner. The funds are allocated by the Skolkovo Foundation. It provides from 5 to 150,000,000 rubles for scientific developments in the field of space technologies, biomedicine. Startips in the field of IT are funded by Bill Gates. However, to obtain foreign funds, you need to meet quite strict requirements.

Entrepreneurial activity is a rather complicated and labor cost of making money. A person who is engaged in business has to solve problems of various kinds. They may be associated with issues of technical, domestic, social and financial nature.

Well known is the fact that private business requires investments, especially at the stage of becoming. One of the tasks of a person who is engaged in entrepreneurial activities is search and attract funding for your business.

Potential recipient

People who are currently unemployed can be calculated to receive a grant. Moreover, this status should be officially confirmed, that is, a person should be registered at the Employment Center.

What is the difference between grant from subsidy?

Grant from subsidy is characterized in that they have a different value and give them different structures.. Usually, the subsidy comes to an entrepreneur full, and grant - several stages or, in a different way, tranchemi. If financing comes from the Foundation, the entrepreneur will need to submit reports on what goals money was spent.

The organization that finances the entrepreneur may itself be purchased the necessary goods. A grant may be issued several times if the company that received it has proven itself well and has positive development indicators. In the case when the use of funds did not bring any result, then, most likely, the next financing will be denied.

Grants may be provided by the state or private organizations. The focus of financing of public and private funds varies.

State financing

The state is aimed at social support for the populationtherefore grants get:

1. Unemployed citizens, whose status is confirmed on the labor market.
2. Young people who graduated from a higher education institution.
3. People who have.
4. Military, having the status of pensioners.

There are certain areas that develop in a particular region. For example, agriculture develops in one region, and in another priority there will be a business associated with the support of new technologies. To those organizations, the type of activity of which is associated with the priority directions of the region, will be easier to get a grant.

Another factor that affects the choice is long-term project. The state is interested in order to develop and pay taxes. Therefore, to obtain a grant, it is necessary to prepare the calculation, which will show that this project will be successful and after a couple of years will return to the funds investing in it.

Also a positive point for obtaining a grant in 2018 will be the provision of jobs unoccupied segments. Welcome if their number will be not less than five.

gratuitous help

CPA provide private funds. They can be domestic or foreign. The scope of their financing applies to the company and organizations whose activities are related to culture, economy and ecology. Also attract the attention of such funds projects related to research and development of any innovation.

As a rule, these funds prefer already proven organizations that have experience effective use of funds.

Before you form an application for a grant into a private fund, it is recommended to prepare, namely, to clarify which companies have already financed, whether these entrepreneurs received grants earlier, if so, then in what quantity.

If there is an opportunity, then organize a meeting with the winners of grants. Inquite the features of the project, to which to emphasize, in what form to make a presentation and other points that may have a positive impact on receiving funds.

There are general grants requirements, but private funds can put their conditions. For example, when issuing a grant for the implementation of a project associated with agriculture, restrictions on land use area may be limited.

From banks

In addition to the funds, grants give banks, they determine the conditions for receipt and amount. As a rule, banks compensate for some of the money spent from the implementation of a project for the customer. Also, the Bank may be agreed which regions can participate in the competition, the number of employees of the company, income and other requirements.

As a rule, if the entrepreneur is suitable for the Bank's requirements, then it leaves an application, and in the case of its approval, actions aimed at implementing the Customer's project. Next, it is necessary to provide reporting on the tools spent and get compensation for the completed project.

Exceptions and timing

Government grants receive novice specialists or socially unprotected sectors of society. The private funds are focused on science and new technologies. However, there are exceptions.

The deadlines for submission of applications for grants vary, since it all depends on the Foundation and the nomination. As a rule, the timing is indicated together with the list of the necessary conditions for obtaining a grant. There are cases when they can be extended.

The main limiter for terms for 2018 falls on the end of July. But there are also grants, the application for which should be filed until February or martha.

There are certain deadlines for consideration of applications, they constitute two months. But there are cases when the application may be considered for about a year.

Possible compensation

Entrepreneurs should be aware that the funds that allocated the fund must be spent on their intended purpose. It is impossible to purchase things that can be used for personal purposes, such as a car or interior items.

Cash can be spent on the purchase of equipment that will be used in production. Also welcome the purchase of raw materials or materials. You can include long-term rental of real estate. Compensation of wages of people who work in this company, government grants are not paid, and foreign investment funds consider these spending permissible.

If an entrepreneur is ready to participate in co-financing his project, it will be a plus to the adoption of a positive decision on the issuance of a grant in his direction. The more entrepreneur is ready to enter the project, the higher his chance to get a grant. The amount of co-financing of the project varies from 15 to 50%.

Conditions for receipt

In addition to the standard requirements that the candidate for obtaining a grant, funds may be put forward additional conditions. Subject to prerequisites the following criteria:

1. Passage of candidate of courses of entrepreneurial activity.
2. Providing jobs to people who are not busy employment. This condition may be mandatory upon receipt of a state grant.
3. Documentary confirmation of the lack of obtaining any financial assistance earlier.
4. Defined annual turnover of the company.
5. Provide reporting on the absence of any debts to tax authorities.
6. Requirements related to age obtained by the formation and experience in a particular field should be met.
7. Business must be registered in a specific region. As mentioned above, there are differences between the regions in the allocation of funds in a particular area.

In addition to manufacturing and business projects, funds can stand out for the implementation of political projects whose activities are aimed at improving the quality of life of the population.

1. Educational projects aimed at work with schoolchildren and students.
2. Cultural and educational activities.
3. Rehabilitation of drug addicts and alcoholics in society after treatment.
4. Activities associated with the device for the work of the non-working population.
5. Help people who suffered from any elements and hostilities.

Required documents for submitting an application

There is a basic list of documents that is needed to submit an application for a grant. Each fund can also put forward additional requirements.

1. Business project.
2. The passport of the entrepreneur who will appear as an applicant.
3. Filled application for participation.
4. A special letter in which the strengths of the project should be reflected, namely, its uniqueness, relevance and necessity.

The application must present information on the existing company's problem, the description of the ways to solve it. The financial part should also be spelled out, namely, it is planned to spend money, possible risks and methods for their settlement are described. The application form defines the Fund.

Business Plan Sample

Exists standard Sample Business PlanThat is suitable for a grant.

Errors when making an application

Exists several mistakes, Because of which an entrepreneur may not receive a grant.

1. If you specify the maximum possible amount of project financing.
2. There are few jobs that the entrepreneur plans to provide.
3. Do not specify that the company needs a car.
4. It is necessary to prescribe accurate cash spending in the business project.
5. It is necessary to provide information about suppliers and partners of the company.
6. The business project should be voluminous.
7. You should specify how many taxes will be paid.
8. The project should present information about the competitiveness of goods or service.
9. In mandatory, you need to provide information about the effectiveness of the project.
10. Business project design should be at a high level.

Regulations on the provision of reporting should be followed, and also interested in the most effective ways of using funds in the Fund, you need to be with him in touch. If the entrepreneur "make friends" with the foundation, then he will have the opportunity to receive other material support.

How to get money from the state to the development of SP, you can find out in this video.