Raiffeisen Capital Management Company was established by the financial corporation ZAO Raiffeisenbank. The company is an advanced player in the financial market, it is a member of the Association for the Protection of Investors' Rights and the NP National League of Managers.
Investing with funds
The main activity of the Management Company is the coordination of investments of individuals and legal entities through mutual funds and trust management. The structure of Raiffeisen Capital Management Company includes:
- Raiffeisen Shares is an investment fund designed for capitalists who consider long-term investments in Russian companies as one of their priorities. The main tools for making a profit are the shares of stable companies.
- Raiffeisen Bonds is an open-ended fund whose main clients are conservative investors who aim to invest in bonds and other debt obligations secured by the state's cash reserves.
- "Raiffeisen - Balanced" is a fund that attracts the attention of capitalists seeking to achieve a balance of high-risk and reliable instruments in one portfolio. The company's dominant asset is shares, losses on which are leveled by the presence of bonds with guaranteed coupon income.
- Raiffeisen - USA is a fund of Raiffeisen Capital Management Company, created to carry out profitable transactions on the US stock market
- "Raiffeisen - Consumer Sector" is a fund that satisfies the interests of capitalists who highly appreciate the opportunities for developing the consumer sector of the economy. The core of the fund is the securities of large retailers, as well as companies closely associated with the production of consumer goods.
- "Raiffeisen - Raw Materials Sector" - a fund that implements the financial needs of capitalists who are ready to invest financial resources in the raw materials sector.
- Raiffeisen - Information Technologies is an open type fund that implements financial injections into the information business. The Fund daily makes transactions involving shares of information, telecommunications and other similar companies.
- "Raiffeisen - Power Industry" is a fund intended for capitalists who expect to receive profit through financial injections into shares of companies operating in the power industry.
- "Raiffeisen - MICEX Index" is a fund that uses the main trends of the stock exchange as a guide. Priority are transactions with shares of companies forming the "blue chips" segment, as well as corporations in the field of trade and communications.
- "Raiffeisen - Industrial" - the company invests monetary assets for the implementation of infrastructure projects.
- "Raiffeisen - Asia" is a fund of the management company "Raiffeisen Capital" created to carry out profitable transactions in the stock market of the Asian region.
- "Raiffeisen - BRIC" - a fund created to carry out profitable transactions in the stock market of countries that are part of the BRIC structure.
- "Raiffeisen - Gold". The financial injections of the fund are aimed at making transactions for the acquisition of precious metals. The fund is an attractive object for investors who adhere to classical thinking and seek to place funds for the long term.
- "Raiffeisen - Treasury" - a fund that attracts the attention of investors who have faith in receiving coupon income on bonds;
- "Raiffeisen - Active Management Fund" - a fund created to carry out profitable transactions in the stock market of the USA, Europe and Asia. It is aimed at capitalists who are ready to allocate financial resources for a period of 2 years.
- Raiffeisen-Eurobonds, the Raiffeisen Capital fund of the management company, which is based on the principle of investment in dollar assets, which during the period of ruble stagnation are an effective means of making a profit.
- "Raiffeisen - Second Echelon Equity Fund" - the company is focused on acquiring shares of little-known corporations that are at the stage of intensive development.
Personal Investment Tactics
The conditions of increased market volatility often dictate to investors the choice of a personal strategy for managing financial resources. Ex. the company is ready to provide a manager to develop a unique investment strategy for both ordinary and corporate investors.
Limited Liability Company Raiffeisen Capital Management Company actively cooperates with institutional investors such as non-state pension funds and insurance companies. The main activity is the investment of own and borrowed financial resources of investors in the most profitable instruments.
Sofia joined Raiffeisen Capital in 2012 as a specialist in the Unit Investment Funds Department of the Sales and Marketing Department. Since 2014, she has worked as an analyst, and since January 2019 as a senior analyst covering all major sectors of the Russian stock market: oil and gas, metallurgy, retail, telecoms, finance, power industry. Previously, she worked at JSC Raiffeisenbank. Sofia graduated from the Far Eastern Federal University with a degree in Finance in 2008.
Participates in the CFA program (level 3 candidate), has qualification certificates 1.0 and 5.0.
Show all Hide 
He has 12 years of experience in asset management. He joined Raiffeisen Capital in April 2008 and manages sectoral investment funds. Prior to joining Raiffeisen Capital, he worked at MDM Management Company, where he was responsible for the formation of stock portfolios. According to the results of 2010 and 2011, he entered the top ten portfolio managers according to RBC.Rating. He received a bachelor's degree in finance from the University of Alaska, as well as a master's degree in economics from the Financial Academy under the Government of the Russian Federation.
He has qualification certificates of the Federal Service for Financial Markets of the series 1.0 and 5.0.
Show all Hide 
He joined the Raiffeisen Capital team in 2011 as an analyst for the electricity sector, since 2013 he has held the position of a portfolio manager, in January 2019 he was appointed head of the investment department. Graduated from the Moscow Institute of Physics and Technology in 2008, in 2010 graduated from the Russian School of Economics. Participates in the CFA program (level 3 candidate), has a certificate of the Federal Financial Markets Service of the series 1.
Stanislav joined Raiffeisen Capital in December 2018 as a risk manager, in July 2019 he was appointed manager of the company's bond portfolios. Previously, he worked as a specialist in the credit and analytical department of Raiffeisenbank, and from 2013 to 2018. - Risk Manager at NPF Transneft. Graduated from the Russian State University of Oil and Gas in 2008, and in 2011 from the Financial University under the Government of the Russian Federation with a degree in Financial Markets.
OOO Raiffeisen Capital Management Company and ZAO Raiffeisenbank Austria have developed a new investment product for non-state pension funds and insurance companies. The product is a trust management of assets, in which the return of the principal amount of investments is secured by a bank guarantee of ZAO Raiffeisenbank Austria.
Commenting on the event by Raiffeisenbank and Raiffeisen Capital Management Company, Michel Peririn, Chairman of the Board of ZAO Raiffeisenbank Austria, said: “We are really pleased and proud that we have the opportunity to present a unique investment product on the Russian market that meets the needs of non-state pension funds and insurance companies. The product combines the possibility of receiving and capitalizing investment income from the Russian stock market with a guarantee of the safety of invested funds from a bank with the highest credit rating (Aaa (rus) according to the national Moody’s Interfax RA scale) and is the first such experience on the Russian market. We expect the yield of this instrument to be 200-300 basis points higher than the yield of first-tier ruble bonds”.
When developing the product, extensive experience in asset management of Austrian non-state pension funds, accumulated by the management company Raiffeisen Capital Management (RCM) and Raiffeisen Zentralbank (RZB), Vienna, was used. The applied portfolio management technologies and daily monitoring of the composition and structure of assets by ZAO Raiffeisenbank Austria make it possible to issue a bank guarantee of ZAO Raiffeisenbank Austria, which secures the management company's obligations to return the principal amount of investments.
Raiffeisen Capital Management Company LLC was founded by ZAO Raiffeisenbank Austria in 2004. The authorized capital of the company is 90 million rubles. Raiffeisen Capital Management Company LLC operates on the basis of license N 21-000-1-00160 of the Federal Commission for Securities of Russia dated April 20, 2004 for the management of investment funds, mutual investment funds and non-state pension funds and license N 077-07744 of the Federal Financial Markets Service of Russia -001000 dated June 08, 2004 for carrying out activities on trust management of securities.
ZAO Raiffeisenbank Austria is a universal bank whose activities are equally focused on commercial, retail and investment banking operations. Raiffeisenbank has been operating in Russia since 1996, offering a wide range of services to both corporate and private clients. Based on the results of the 1st quarter of 2005, the Bank ranks 9th in terms of assets among the largest Russian banks (CEA Interfax).
ZAO Raiffeisenbank Austria is a subsidiary of Raiffeisen International Bank-Holding AG (Raiffeisen International), a holding that manages 15 subsidiary banks and 14 leasing companies with more than 900 branches in Central and Eastern Europe. Raiffeisen International is a fully consolidated subsidiary of Raiffeisen Zentralbank Austria AG (RZB-Austria), which owns 70 percent of the holding's ordinary shares, the remaining 30 percent of the shares are in free float, including shares of the International Finance Corporation (IFC) and the European Bank for Reconstruction and Development (EBRD) owning a total of 6 percent of the shares. The shares of Raiffeisen International are traded on the Vienna Stock Exchange. RZB-Austria, the parent bank of the Raiffeisen Group, is one of the leading banks in Austria as well as in Central and Eastern Europe.
Sofia joined Raiffeisen Capital in 2012 as a specialist in the Unit Investment Funds Department of the Sales and Marketing Department. Since 2014, she has worked as an analyst, and since January 2019 as a senior analyst covering all major sectors of the Russian stock market: oil and gas, metallurgy, retail, telecoms, finance, power industry. Previously, she worked at JSC Raiffeisenbank. Sofia graduated from the Far Eastern Federal University with a degree in Finance in 2008.
Participates in the CFA program (level 3 candidate), has qualification certificates 1.0 and 5.0.
Show all Hide
He has 12 years of experience in asset management. He joined Raiffeisen Capital in April 2008 and manages sectoral investment funds. Prior to joining Raiffeisen Capital, he worked at MDM Management Company, where he was responsible for the formation of stock portfolios. According to the results of 2010 and 2011, he entered the top ten portfolio managers according to RBC.Rating. He received a bachelor's degree in finance from the University of Alaska, as well as a master's degree in economics from the Financial Academy under the Government of the Russian Federation.
He has qualification certificates of the Federal Service for Financial Markets of the series 1.0 and 5.0.
Show all Hide
He joined the Raiffeisen Capital team in 2011 as an analyst for the electricity sector, since 2013 he has held the position of a portfolio manager, in January 2019 he was appointed head of the investment department. Graduated from the Moscow Institute of Physics and Technology in 2008, in 2010 graduated from the Russian School of Economics. Participates in the CFA program (level 3 candidate), has a certificate of the Federal Financial Markets Service of the series 1.
Stanislav joined Raiffeisen Capital in December 2018 as a risk manager, in July 2019 he was appointed manager of the company's bond portfolios. Previously, he worked as a specialist in the credit and analytical department of Raiffeisenbank, and from 2013 to 2018. - Risk Manager at NPF Transneft. Graduated from the Russian State University of Oil and Gas in 2008, and in 2011 from the Financial University under the Government of the Russian Federation with a degree in Financial Markets.
Mutual Funds of Raiffeisen Bank are effective and reliable investment instruments. Raiffeisen Capital's assets are managed by a team of managers. Each fund is individual. To choose a mutual fund, you should consider in detail the characteristics of each of them, as well as the features of cooperation with the management company.
Features of investing in mutual funds of Raiffeisen Capital
The management company Raiffeisen Capital offers investors several mutual funds. Each of them differs in the structure of the investment portfolio and trading strategy, which allows you to purchase an asset in accordance with the individual preferences of each potential client. The company manages mutual funds with a relatively low yield, which is not much higher than the profit on bank deposits.
The company's arsenal also includes high-yield, high-risk funds. They include commodity raw materials, as well as shares of companies specializing in the development of high technologies.
Main types of funds and their characteristics
Raiffeisen Capital currently manages 18 mutual funds. Some of them are very similar in terms of asset management strategy and investment portfolio structure. Below is a list of the best mutual funds to look out for when building your own investment portfolio. The yield on them is relatively low, which is offset by high reliability. Taking into account commissions and taxes, deposits will be justified only for long-term investments.- Raiffeisen - Bonds. The fund is intended mainly for conservative investors. The object of investment is government and municipal bonds of the Russian Federation and subjects. The return of the fund in 2015 was 29%, and in 2017 only 8%. This can be compensated by the high reliability of investments with minimal risks.
- PIF "Shares". The main direction of investment is the shares of leading domestic enterprises that ensure the development of the state economy in the long term. These mainly include organizations in the industrial and extractive sectors, whose products are in high demand. The investment portfolio is compiled in accordance with the norms of risk diversification. The rate of return is on average at the level of 35% for 3 years. Even the difficult geopolitical situation did not affect the high profits of the fund.
- MICEX index of blue chips. The most profitable fund, the yield can reach 15% per annum. The investment portfolio consists of the assets of large Russian companies, whose services are in high demand among consumers and on the world market.
- Mutual Investment Fund "Raiffeisen - Raw Materials Sector". A highly specialized investment fund whose activities are aimed at financing the industrial sector, namely in:
- oil producing and oil refining industry;
- mining of minerals;
- production of metallurgical structures.
The average annual return of the fund is 12% per annum.
- Mutual investment fund "Consumer sector". Despite the global economic crisis, which has a detrimental effect on the solvency of the population, which in turn negatively affects the profits of consumer sector companies, this fund has shown a stable return of 8% per annum over the past 3 years.
- PIF "Industrial". Investors' investments are distributed among the shares of Russian companies in the metallurgical sector, as well as industrial enterprises in the chemical industry, as well as mechanical engineering and construction. The average annual yield is 9% per annum.
- PIF USA. Assumes investment in the US economy. The yield for 2017 was 12%.
- Active management fund. An effective financial instrument with competent risk diversification. The structure of the investment portfolio includes shares of leading domestic and foreign commercial organizations. The average annual return of the fund is 11%.
- Mutual Fund "Debt Markets of Developed Countries". The portfolio consists of corporate debt assets of companies primarily from Europe and the US, which have a high credit rating. The risk is practically non-existent. The average annual yield of a mutual fund is 6%-7% per annum.
- PIF "Information Technologies". Investing in this fund can be considered a win-win, since information technology is developing more than rapidly today. The structure of the investment portfolio assumes the most optimal ratio of risks and potential returns even in times of economic crisis. The average annual yield is about 10% per annum.
You should choose a mutual fund for investment in accordance with your personal trading strategy. With a conservative approach to investment activities, you can select 2-3 funds from the proposed ones and distribute between them up to 40% of the total capital. This will neutralize the negative impact of inflation on the trading account balance, as well as ensure high risk diversification.
You can get acquainted with the dynamics of profitability through the price chart, which is presented on the official website of the Criminal Code for each mutual fund.
Opportunities and benefits of investing
Investments in mutual funds of Raiffeisen Capital have a number of advantages:
- The yield on some assets is 2 times higher than the profit on bank deposits, while the risks are almost identical. In other words, mutual funds from this management company are a cross between direct investments in the stock market and bank deposits.
- Passive income. The assets of each fund are managed by professional portfolio managers. The investor can only transfer funds and observe the development of the value of the shares through a personal account.
- The minimum investment is only 10,000 rubles if the shares are purchased directly at the offices of the management company.
Against the backdrop of the obvious advantages of such investments, one should also pay attention to one significant drawback - commission fees and taxation. Raiffeisen Capital regularly changes the terms of cooperation. At the same time, there is no advance notification of customers. The company, at the request of the investor, can act as a tax agent. An additional fee is charged for this.
How to become a fund client
To invest in mutual funds of Raiffeisen Capital, you should personally contact the office of the management company or its agent. You must have a civil passport with you. When buying shares without intermediaries, the minimum investment amount is from 10,000 to 50,000 rubles (depending on the chosen mutual fund). The terms of the company provide for additional investments in the selected fund. Their amount must be at least 10,000 rubles. If a transaction for the purchase of shares is carried out between an investor and an intermediary organization, then the minimum deposit amount should be from 150,000 rubles.
For registration, you will need to fill out the appropriate application at the office of the company or intermediary, and then transfer the desired amount to the details specified in the contract after signing it.
The terms of the company do not provide for a minimum investment period, however, portfolio managers and consultants recommend not to consider a period of less than 3 years. Otherwise, commissions and taxes will take most of the profits.
Despite many negative reviews that can be seen on specialized information sites, investments in mutual funds of Raiffeisen Capital can still be considered one of the most reliable. Negative opinions about the work of this management company are primarily due to the fact that the citizens who left them did short-term (up to 6 months). As a result, after deducting tax and commissions of the Criminal Code, the profit turned out to be insignificant.